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Personal Checking Accounts

  Regular Checking Preferred Interest Checking
Designed for Customers Who? Want a more flexible account that offers unlimited check writing privileges with a minimal service charge. Are rate sensitive and wish to deposit money into a liquid account that is available when they need it.
Minimum Opening Balance $100.00 $100.00
Minimum Average Daily Balance $1,500.00 $1,500.00
Monthly Service Charge $7.50 $10.00
Service Charge Tiers
(amounts are Average Daily Balance)
$1,500.00 and Below $1,500.00 and Below
Earn Interest N/A Tiered Rates
Interest Rate Balance Tier
(refer to Rate Sheet)
  $        0 - $1,499
  $1,500 - $29,999
N/A $ 30,000 - $49,999
  $50,000 - and above
Detailed monthly statement with check image(s) checkmark checkmark
Online Banking / Bill Pay Free Free
ATM / Debit Card checkmark checkmark
50,000 surcharge FREE ATMs (Allpoint Network) checkmark checkmark
Cashiers Checks checkmark checkmark
Travelers Checks checkmark checkmark
Safe Deposit Box
(where available)
checkmark checkmark
Notary Service Free Free
Telephone Banking checkmark checkmark


checkmark = Features and/or services available. Other fees may apply. See Personal Account Fee Schedule.